If you know nothing about the new healthcare law, remember this: Business is required to pay for healthcare.

Your options as a business owner are how you pay. The choices are:

  • Penalties – generally $2,000 per employee per year
  • Premiums – most states are experiencing major premium increases (except New England)
  • Both

Our analysis on your needs includes both financial and insurance considerations.

The financial analysis includes the costs of:

  • Doing nothing
  • Dropping all insurance coverage
  • Keeping a plan somewhat similar to your existing health plan
  • Self-insuring with the use of a captive

Most insurance consultants don’t perform a financial analysis. We think a financial analysis is critical. Without such an analysis, the insurance analysis is just a stab in the dark. Your “guess” on the insurance plan may or may not make sense financially.

Most insurance consultants don’t perform a financial analysis. We think a financial analysis is critical. Without such an analysis, the insurance analysis is just a stab in the dark. Your “guess” on the insurance plan may or may not make sense financially.

We’ve done the financial analysis for hundreds of companies.
Contact us today to get started on your financial analysis.